South Waves

Empowering insurers and financial institutions to transform, innovate, and lead in an evolving digital era.

With deep expertise in Guidewire®, Duck Creek®, and mainframe modernization, our approach blends modern technology with cost-effective execution to enable faster decisions, smarter operations, and measurable growth.

Collaborative team meeting at South Waves

Modernize with Confidence, Innovate with Purpose

At South Waves, we help insurers and financial institutions modernize with confidence, innovate with purpose, and stay agile in a fast-changing marketplace.

Our expertise covers Guidewire®, Duck Creek®, and mainframe modernization, alongside a dedicated Center of Excellence (CoE) for insurance pricing. We are proficient in leading pricing engines such as Ratabase®, Earnix Price-It®, Akur8®, Hyperexponential™ (hx Renew), and Radar Live™—delivering platforms built for speed, accuracy, and scalability.

We take an end-to-end transformation approach—from strategic planning and smooth implementation to continuous improvement—ensuring every solution delivers tangible business impact. With capabilities spanning data, cloud, digital platforms, and AI-powered innovation, we enable our clients to streamline processes, respond faster to market shifts, and deliver exceptional value to their customers—today and into the future.

Our Core Services

We empower insurers and financial institutions with transformative technology solutions that drive efficiency, agility, and long-term growth. Our expertise spans Guidewire® implementations, mainframe modernization, and insurance pricing & rating transformation—ensuring our clients stay ahead in a competitive marketplace.

The Challenges We Solve

Two major pain points consistently impact operational efficiency and financial performance in the InsurTech landscape:

1. Legacy Systems – High Cost, Low Agility

Many insurers remain dependent on legacy platforms that demand significant budget allocations. These systems require large teams to maintain, adapt slowly to market changes, and consume resources that could be invested in innovation, resulting in escalating costs and reduced flexibility.

2. Modernization – High Investment, Limited Skilled Talent

While modernization promises efficiency, new InsurTech often carries high implementation costs. Skilled professionals are in short supply, driving up project expenses, making modernization feel as financially burdensome as maintaining outdated systems.

Our Approach: Cost-Effective, Sustainable Transformation

At South Waves, we address these challenges head-on by blending deep insurance domain expertise with a pragmatic approach to modernization:

Lower Your Operational Spend

Streamline and consolidate systems to reduce maintenance overhead.

Achieve Measurable ROI

Implement right-sized, cost-efficient architectures designed for long-term value.

Deploy Dual-Skilled Experts

Leverage teams fluent in both legacy and modern platforms to minimize ramp-up costs.

Build for Sustainable Growth

Create scalable, maintainable solutions that keep total cost of ownership in check year after year.

Working with South Waves means achieving the right balance between innovation and budget control—empowering insurers to modernize with confidence, accelerate time-to-value, and drive measurable business impact.

Our Expert Solutions

Guidewire Solutions

Guidewire® is trusted by P&C insurers worldwide for its ability to streamline operations, improve customer engagement, and fuel growth.

We work with insurers to help them maximize their use of the Guidewire platform—covering the complete lifecycle from strategic roadmap design and smooth deployment to upgrades, fine-tuning, and continuous innovation. With our guidance, insurers achieve greater operational efficiency, cost control, and lasting customer value.

Mainframe Modernization

Legacy mainframes can slow down innovation. Our mainframe modernization services replace complex, outdated systems with agile, efficient, and future-ready platforms—tailored for the insurance and banking sectors.

From rating and pricing engines to core business applications, we deliver premium-quality transformations at competitive costs, enabling faster operations, easier maintenance, and sustainable business growth.

Insurance Pricing & Rating Transformation

In a fast-changing market, pricing agility is a competitive advantage. We specialize in migrating legacy rating systems to industry-leading platforms such as Earnix®, hx Renew by Hyperexponential™, Akur8®, and Ratabase®—without disrupting live production environments.

Our modernized pricing frameworks deliver faster decision-making, greater flexibility, and measurable business impact, ensuring you remain competitive and responsive to market demands.

Ready to modernize? Let’s talk.

Other Services & Capabilities

Custom Solutions & Technology Integration

While our core expertise lies in insurance and finance, our deep technical capabilities allow us to build and integrate custom solutions on a wide range of platforms. We blend proven frameworks with the latest innovations to help you stay ahead in a competitive market. Our approach is flexible, enabling us to handle a wide range of high-impact projects. From building robust enterprise applications to agile, cloud-native solutions, we work with technologies like React, Java, .NET, SAP®, and Salesforce® to extend the capabilities of your core systems and enhance your business operations.

Additional Capabilities

Cloud Migration & Optimization

Seamless transition to AWS, Azure, or Google Cloud with minimal downtime.

AI & Machine Learning Integration

Intelligent automation, predictive analytics, and personalized user experiences.

API-Driven Architectures

Scalable, secure, and flexible integrations with third-party and legacy systems.

Cross-Platform & Mobile Development

Consistent, high-performance experiences across web, iOS, and Android.

Data Engineering & Visualization

Turning raw data into actionable insights with interactive dashboards.

Security & Compliance Consulting

Ensuring adherence to global standards like GDPR, HIPAA, and ISO 27001.

At South Waves, we don’t just work with technology—we craft it to align with your vision, your industry, and your growth ambitions.

Careers at South Waves

Build Your Future at South Waves

At South Waves, we know that motivated, fulfilled, and valued team members are the driving force behind our success. We specialize in the P&C and Insurtech sectors, blending cutting-edge technology with deep domain expertise to create exceptional value for our clients and partners.

A career here offers continuous learning, personal growth, competitive compensation, and comprehensive benefits. You’ll take on meaningful challenges in a dynamic, world-class workplace, guided by supportive leadership and surrounded by opportunities to expand your skills.

Our Culture

We thrive on collaboration, creativity, and respect. Every team member’s voice matters, and every idea is valued. We encourage open communication, celebrate achievements, and foster a workplace where innovation and teamwork drive success.

Why Work With Us?

  • Innovation-Driven Culture Work with cutting-edge tools and methodologies.
  • Growth & Learning Access to training, mentorship, and cross-domain exposure.
  • Competitive Rewards Market-leading salaries and performance-based incentives.
  • Work-Life Balance Flexible arrangements to support personal and professional needs.
  • Global Impact Contribute to solutions used by insurers and financial institutions worldwide.
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